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The Impact Of Information Technology On Nigeria Banking Sector

Download complete project materials on The Impact Of Information Technology On Nigeria Banking Sector from chapter one to five

TABLE OF CONTENT

TITLE PAGE

CERTIFICATION

DEDICATION

ACKNOWLEDGEMENT

TABLE OF CONTENT

CHAPTER ONE

INTRODUCTION

BACKGROUND OF THE STUDY

STATEMENT OF RESEARCH PROBLEM

RESEARCH HYPOTHESIS 3

SIGNIFICANCE OF THE STUDY 4

OBJECTIVE OF THE STUDY 5

SCOPE OF THE STUDY AND LIMITATION

PLAN OF THE STUDY 7

DEFINITION OF TERMS 8

CHAPTER TWO

LITERATURE REVIEW 10

CONCEPT OF INFORMATION TECHNOLOGY 10

CONCEPT OF BANKING 14

COMMERCIAL BANKING 15

HISTORICAL BACKGROUND OF BANKING IN NIGERIA

DEVELOPMENT OF INFORMATION TECHNOLOGY IN NIGERIA BANKING SECTOR

ROLES OF INFORMATION TECHNOLOGY IN NIGERIA BANKING INDUSTRY

PROBLEM OF INFORMATION TECHNOLOGY

IMPACT OF INFORMATION TECHNOLOGY IN BANKING OPERATIONS

CHAPTER THREE

RESEARCH METHODOLOGY 32

RESEARCH POPULATION 32

RESEARCH DESIGN 33

POPULATION OF THE STUDY 33

SAMPLE SIZE AND SAMPLE TECHNIQUE 33

RESEARCH INSTRUMENT 34

VALIDITY OF INSTRUMENT 34

RELIABILITY OF THE INSTRUMENT 34

METHOD OF DATA ANALYSIS 35

CHAPTER FOUR

4.0Β Β Β Β  DATA ANALYSIS AND DATA PRESENTATION

4.1Β Β Β Β  DATA PRESENTATION

4.2Β Β Β Β  ANALYSIS OF DATA

4.3Β Β Β Β  TEST OF HYPOTHESIS

CHAPTER FIVE

5.0 SUMMARY, CONCLUSION AND RECOMMENDATION

5.1 SUMMARY OF FINDINGS

5.2 CONCLUSION

5.3 RECOMMENDATION

BIBLIOGRAPHY

CHAPTER ONE

BACKGROUND OF THE STUDY

Prior to the introduction of computer, both the public and private sectors of the economy strived hard in order to achieve set goals. These goals are expressed in terms of objectives to achieved increasing revenue, reducing cost and improving services rendered. These objectives need to be archived within various constraints and without the limitation of available resources. All these are done through manual operation.

Effect Of Internal Audit In An Organization

Accounting Information As A Basis For Managerial Decision-Making

The Nigeria traditional banking was characterized by lab or intensive method of carrying out bank operations. The means of sharing information was through the exchange of paper work placing telephone calls and or gathering around a conference table in which much time and a lot of many face to face meeting presentation are required to reach good decision.

However, by 1986, when the structural Adjustment programme (SAP) was introduced, the forces unleashed by liberalization and de-regulating not only changed the structure of the industry, but also the content of services and banking business leading to increased competition among banks as well as between banks and other financial institutions.

This competition is not only in the area of struggle for the available clients but also for skilled manpower, capital deposit and ability to use the relevant information for decision.

In order to cope with these increasing volume of services, competitiveness, customers sophistication and the globalization of financial services, which is investing in information technology in an innovative manner. The reason for this is the fact that in the future, banking transactions would most likely be conducted in cyber space.

1.2 STATEMENT OF THE PROBLEM

The complexities of modern day organization processes, necessitate the use of aids such as computer to organize information. Therefore, the growing inability of Nigeria banks to fully adopt information technology in packaging and delivery of banking services Vis-Γ -vis banks in the developed world is the major research problems.

Most banks in this country seem to have problems in establishing data networks; long customer’s queues still characterized the banking halls of the big banks. Clearing of cheques is still major constraints on the internal growth of the banks and the effect on the nation’s economic development.

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